The Facts About Oregon Auto Insurance

Every time drivers in Oregon hit the road, they face several risks like accidents, liability charges, theft, and much more. That’s why you need auto insurance with Molina Insurance Group Inc. to make sure you are always protected along the way. You are legally required by law to have some form of auto insurance coverage, including liability, uninsured, and personal injury protection. Failure to carry such policies could land you in harsh legal consequences. If you are new in the state, you only have 30 days to register your vehicle, and you can’t register it without auto insurance.

Keeping the state’s requirements in mind, Molina Insurance Group Inc. offers a wide variety of coverage options that you can choose from. They include:

Liability: There are two forms of liability coverage options: bodily injury liability coverage as well as property damage liability. The coverage protects you should you be held legally responsible for third party bodily injuries or property damages after an accident you caused.

Personal injury protection (PIP): After an accident, PIP coverage caters for costs such as medical expenses, lost wages, and household replacement services towards eligible injured parties.

Uninsured/underinsured: Uninsured coverage protects you when the party responsible for the accident has limited or no insurance. It can also come in handy in hit-and-run situations.

Collision: In case your car is damaged due to collision with other vehicles or objects, the collision converge will cater for the cost of repairs.

Comprehensive: There are other non-collision related risks such as theft, glass breakage, vandalism, and fires that could damage your car. Comprehensive coverage caters for the cost of repairs/replacement when such risks cause physical damage to your car.

At Molina Insurance Group Inc., we provide affordable and reliable auto insurance policies. Talk to our agents to understand what coverage options suit you most. Our online rating tool will help you get a quote. For a peaceful driving experience in Oregon, contact us today.